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ALABAMA STATUTES AND CODES
Chapter 19 — CONSUMER FINANCE.
- Section 5-19-1 Definitions.
- Section 5-19-1.1 Legislative findings.
- Section 5-19-3 Maximum finance charges; contracting for minimum finance charge; alternate per month computed finance charge.
- Section 5-19-4 Additional charges for default or deferral; prepayment; renewal or refinancing; and real property transactions.
- Section 5-19-5 Acceptance of negotiable instruments as evidence of consumer debt.
- Section 5-19-6 Copies of instruments signed by debtors to be furnished to debtors; required statement in contracts, etc.; limitation on disclosure requirements; intent, applicability of limitation.
- Section 5-19-7 Right to refinance amount of certain scheduled payments.
- Section 5-19-8 Assignee of seller subject to claims and defenses of buyer.
- Section 5-19-9 Application of payments when buyer indebted to same seller for two or more consumer credit sales.
- Section 5-19-10 Contract provisions for attorney's fees.
- Section 5-19-12 Buyer's right to cancel home solicitation sale.
- Section 5-19-13 Repossession or acceptance of surrender of goods priced at one thousand dollars or less.
- Section 5-19-14 Rebates or discounts, etc., as inducement for aiding sale to another prohibited.
- Section 5-19-15 Garnishment.
- Section 5-19-16 Refusal by court to enforce unconscionable agreement.
- Section 5-19-17 Inducing obligation on more than one contract in order to obtain higher finance charge prohibited; consolidation of existing precomputed consumer credit transaction contract and subseq
- Section 5-19-18 Installment payment of debt of one thousand dollars or less.
- Section 5-19-19 Liabilities of creditor making excess finance charge; failure to obtain license; damages for deliberate violation or reckless disregard; written notice of violations; oral statements n
- Section 5-19-20 Insurance.
- Section 5-19-21 Administrator authorized to make rules and regulations; filing notice of intended action with Legislative Reference Service; transactions entered into after May 20, 1996.
- Section 5-19-22 License to engage in business of making consumer loans or taking assignments of consumer credit contracts - Required; exceptions; application; investigation; standards for issuance; he
- Section 5-19-23 License to engage in business of making consumer loans or taking assignments of consumer credit contracts - Revocation or suspension.
- Section 5-19-24 Examinations and investigations of licensees by administrator.
- Section 5-19-25 Cease and desist orders by administrator; penalties for violation of this chapter; right to counsel at hearing; judicial review.
- Section 5-19-26 Appeals to circuit court from order of administrator; appeals from decision of circuit court.
- Section 5-19-29 Injunctions.
- Section 5-19-30 Penalty for violations.
- Section 5-19-31 Nonapplicability of chapter to certain transactions; certain laws not repealed or amended.
- Section 5-19-32 Service contracts.
- Section 5-19-33 Account maintenance fee.
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