SECTIONS 11590-11593 - California Statutes

INSURANCE CODE

SECTION 11590-11593

11590. Except as provided in Section 11591, no policy providing
comprehensive personal liability insurance may be issued or renewed
in this state on or after January 1, 1977, unless it contains a
provision for coverage against liability for the payment of
compensation, as defined in Section 3207 of the Labor Code, to any
person defined as an employee by subdivision (d) of Section 3351 of
the Labor Code. Any such policy in effect on or after January 1,
1977, whether or not actually containing such provisions, shall be
construed as if such provisions were embodied therein. However, such
coverage shall not apply if any other existing, valid and
collectible, workers' compensation insurance for such liability is
applicable to the injury or death of such employee.

11591. The requirements of Section 11590 shall be inapplicable to
any such policy of insurance or endorsement where the services of
such employee are in connection with the trade, business, profession,
or occupation, as such terms are defined in Sections 3355 and 3356
of the Labor Code, of the insured.

11592. Notwithstanding the provisions of subdivision (f) of Section
1851, the rates, classifications, and rating systems for the workers'
compensation insurance covering those persons defined as employees
by subdivision (d) of Section 3351 of the Labor Code, and the
insurers issuing such insurance coverage, shall be subject to the
provisions of Chapter 9 (commencing with Section 1850) of Part 2 of
Division 1.

11593. The premium charge for the coverage required by Section
11590 shall not be separately stated from that charged for other
coverage under the policy in the insured's copy of the following:
premium notice, policy, endorsement or memorandum of insurance.