SECTIONS 2030-2032 - California Statutes

INSURANCE CODE

SECTION 2030-2032

2030. An insurer is entitled to rescind a contract of fire
insurance upon an alteration in the use or condition of the subject
matter insured from that to which it is limited by the policy, when
such alteration is made without the consent of the insurer by means
within the control of the insured, and increases the risk.

2031. When a contract of fire insurance does not restrict use or
condition of insured subject matter, such contract is not affected by
an alteration in such use or condition if the alteration does not
increase the risk.

2032. After the execution of a contract of fire insurance, an act
of the insured does not affect the contract unless the act violates
policy provisions, even though such act increases the risk and causes
a loss.