SECTIONS 650-651 - California Statutes

INSURANCE CODE

SECTION 650-651

650. Whenever a right to rescind a contract of insurance is given
to the insurer by any provision of this part such right may be
exercised at any time previous to the commencement of an action on
the contract. The rescission shall apply to all insureds under the
contract, including additional insureds, unless the contract provides
otherwise.

651. Whenever an insurer gives notice of rescission of an
automobile liability policy, upon request of the driver, the insurer,
within 15 days of receipt of the request, shall furnish to the
insured a statement setting forth the ground or grounds upon which
the notice of rescission is based. There shall be no liability on the
part of, and no cause of action shall arise against, any insurer or
authorized representative, or its licensed investigative sources, for
any statements made by them in a written notice required to be given
pursuant to this section. If the insurer fails to comply with the
provisions of this section, the insured may apply to the commissioner
for a certificate of the facts or information desired. Any such
request shall be made in accordance with Article 3 (commencing with
Section 12950) of Chapter 2 of Division 3, and the commissioner shall
exercise any power conferred upon him by that article as may be
necessary to ensure compliance with this section.