SECTIONS 679.70-679.73 - California Statutes

INSURANCE CODE

SECTION 679.70-679.73

679.70. This chapter shall apply to policies of insurance, other
than automobile insurance and workmen's compensation insurance, on
risks located or resident in this state which are issued and take
effect or which are renewed after the effective date of this chapter
and which insure any of the following contingencies:
(a) Loss of or damage to real property which is used predominantly
for residential purposes.
(b) Loss of or damage to personal property in which natural
persons resident in specifically described real property of the kind
described in subdivision (a) have an insurable interest.
(c) Legal liability of a natural person or persons for loss of,
damage to, or injury to, persons or property.

679.71. No admitted insurer that is licensed to issue any policy of
insurance covered by this chapter shall fail or refuse to accept an
application for, or to issue a policy to an applicant for, that
insurance (unless the insurance is to be issued to the applicant by
another insurer under the same management and control), or cancel
that insurance, under conditions less favorable to the insured than
in other comparable cases, except for reasons applicable alike to
persons of every characteristic listed or defined in subdivision (b)
or (e) of Section 51 of the Civil Code; nor shall any of those
characteristics, of itself, constitute a condition or risk for which
a higher rate, premium, or charge may be required of the insured for
that insurance.

679.72. No application for insurance specified in this chapter or
insurance investigation report furnished by an insurer to its agents
or employees for use in determining the insurability of an applicant
shall carry any identification, or any requirement therefor, of any
characteristic listed or defined in subdivision (b) or (e) of Section
51 of the Civil Code with respect to the applicant.

679.73. Nothing in this chapter shall prohibit use in an
application for insurance specified in this chapter of a question
asking for the birthplace of an applicant if such question is used
only to identify the applicant and not to discriminate against the
applicant.