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IDAHO STATUTES AND CODES

28-44-302 INSURANCE ON CREDITOR'S INTEREST ONLY.

TITLE 28

COMMERCIAL TRANSACTIONS

CHAPTER 44

INSURANCE

PART 3.

PROPERTY AND LIABILITY INSURANCE

28-44-302. Insurance on creditor’s interest only. If a creditor contracts for or receives a separate charge for insurance against loss of or damage to property, the risk of loss or damage not willfully caused by the debtor is on the debtor only to the extent of any deficiency in the effective coverage of the insurance, even though the insurance covers only the interest of the creditor.

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