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IDAHO STATUTES AND CODES
28-49-105 OVERRIDE OF FEDERAL PREEMPTION.
COMMERCIAL TRANSACTIONS
CHAPTER 49
RELATIONSHIP TO OTHER LAWS, EFFECTIVE DATE, AND OVERRIDE OF FEDERAL PREEMPTION
28-49-105. Override of federal preemption. The legislature of the state of Idaho hereby declares and states that it does not want any of the provisions of Title V, Part A - Mortgage Usury Laws, Mortgages, Section 501(a)(1) of the Depository Institutions Deregulation and Monetary Control Act of 1980 (Public Law 96-221; 94 Stat. 132), to apply with respect to loans, mortgages, credit sales, and advances made in this state, and that the provisions of Title V, Part A - Mortgage Usury Laws, Mortgages, Section 501(a)(1) of the Depository Institutions Deregulation and Monetary Control Act of 1980 (Public Law 96-221; 94 Stat. 132), shall not apply with respect to loans, mortgages, credit sales, and advances made in this state.