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IDAHO STATUTES AND CODES

41-4702 PURPOSE.

TITLE 41

INSURANCE

CHAPTER 47

SMALL EMPLOYER HEALTH INSURANCE AVAILABILITY ACT

41-4702. Purpose. The purpose and intent of this chapter is to promote the availability of health insurance coverage to small employers regardless of their health status or claims experience, to prevent abusive rating practices, to require disclosure of rating practices to purchasers, to establish rules regarding renewability of coverage, to establish limitations on the use of preexisting condition exclusions, to provide for establishment of a reinsurance program, and to improve the overall fairness and efficiency of the small group health insurance market.

This chapter is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.

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