720 ILCS 325/ Insurance Claims for Excessive Charges Act.

ILLINOIS STATUTES AND CODES

720 ILCS 325/ Insurance Claims for Excessive Charges Act.

(720 ILCS 325/1) (from Ch. 73, par. 1701)
Sec. 1. Short title. This Act may be cited as the Insurance Claims For Excessive Charges Act.
(Source: P.A. 87‑327.)

    (720 ILCS 325/5) (from Ch. 73, par. 1705)
    Sec. 5. Prohibitions.
    (a) A person who sells goods or services commits an offense if:
        (1) the person advertises or promises to provide the

good or service and to pay:

(A) all or part of any applicable insurance

deductible; or

(B) a rebate in an amount equal to all or part

of any applicable insurance deductible;

(2) the good or service is paid for by the consumer

from proceeds of a property or casualty insurance policy; and

(3) the person knowingly charges an amount for the

good or service that exceeds the usual and customary charge by the person for the good or service by an amount equal to or greater than all or part of the applicable insurance deductible paid by the person to an insurer on behalf of an insured or remitted to an insured by the person as a rebate.

(b) A person who is insured under a property or casualty insurance policy commits an offense if the person:
(1) submits a claim under the policy based on

charges that are in violation of subsection (a) of this Section; or

(2) knowingly allows a claim in violation of

subsection (a) of this Section to be submitted, unless the person promptly notifies the insurer of the excessive charges.

(Source: P.A. 87‑327.)

(720 ILCS 325/10) (from Ch. 73, par. 1710)
Sec. 10. Penalty. A person who violates this Act is guilty of a Class A misdemeanor.
(Source: P.A. 87‑327.)