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IOWA STATUTES AND CODES

29A.102 - INSTALLMENT CONTRACTS.

29A.102 INSTALLMENT CONTRACTS. 1. The creditor of a service member who, prior to entry into military service, has entered into an installment contract for the purchase or lease of real or personal property, including a motor vehicle, shall not terminate the contract or repossess the property for nonpayment or for any breach occurring during military service without an order from a court of competent jurisdiction. 2. The court, upon application to it under this section, shall, unless the court finds on the record that the ability of the service member to comply with the terms of the contract is not materially affected by reason of military service, do one or more of the following: a. Order repayment of any prior installments or deposits as a condition of terminating the contract and resuming possession of the property. b. Order a stay of the proceedings on its own motion, or on motion by the service member or another person on behalf of the service member. c. Make any other disposition of the case it considers to be equitable to conserve the interests of all parties. 3. A person who knowingly repossesses property which is the subject of this section, other than as provided in subsection 1, commits a serious misdemeanor.          Section History: Recent Form 2002 Acts, ch 1117, §36, 40; 2006 Acts, ch 1143, §4; 2009 Acts, ch 166, §1 Referred to in § 29A.100, 29A.101, 29A.105, 654.17C

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