40-2249. Same; contents. - Kansas Statutes

40-2249

Chapter 40.--INSURANCE Article 22.--UNIFORM POLICY PROVISIONS

      40-2249.   Same; contents.The report required under K.S.A. 40-2248 for assessing the impactof a proposed mandate of health coverage shall include at the minimum andto the extent that information is available, the following:

      (a)   The social impact, including:

      (1)   The extent to which the treatment or service is generally utilizedby a significant portion of the population;

      (2)   the extent to which such insurance coverage is already generallyavailable;

      (3)   if coverage is not generally available, the extent to which the lackof coverage results in persons being unable to obtain necessary health caretreatment;

      (4)   if the coverage is not generally available, the extent to which thelack of coverage results in unreasonable financial hardship on thosepersons needing treatment;

      (5)   the level of public demand for the treatment or service;

      (6)   the level of public demand for individual or group insurance coverageof the treatment or service;

      (7)   the level of interest of collective bargaining organizations innegotiating privately for inclusion of this coverage in group contracts; and

      (8)   the impact of indirect costs which are costs other than premiums andadministrative costs, on the question of the costs and benefits of coverage.

      (b)   The financial impact, including:

      (1)   The extent to which insurance coverage of the kind proposed wouldincrease or decrease the cost of the treatment or service;

      (2)   the extent to which the proposed coverage might increase the use ofthe treatment or service;

      (3)   the extent to which the mandated treatment or service might serve asan alternative for more expensive treatment or service;

      (4)   the extent to which insurance coverage of the health care service orprovider can be reasonably expected to increase or decrease the insurancepremium and administrative expenses of policyholders; and

      (5)   the impact of this coverage on the total cost of health care.

      History:   L. 1990, ch. 162, § 2; July 1.