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40-2254. Group accident and sickness insurance; extension of payment of benefits.

40-2254

Chapter 40.--INSURANCE
Article 22.--UNIFORM POLICY PROVISIONS

      40-2254.   Group accident and sickness insurance;extension of payment ofbenefits.Every issuer of a group policy and certificate of accident and sicknessinsurance providing inpatient hospital, medical-surgical benefits issued orrenewed within this state or issued or renewed outside this state coveringresidents within this state shall:

      (a)   Include in its contracts a provision extendingpayment of such benefits until dischargedor for a period notless than 31 days following the expiration date of the policy, whichever isearlier, for coveredinsureds confined in a hospital on the date of termination;

      (b)   notfail to enroll in a replacement group policy, contract or certificate withoutany gap in coverage any individual who is confined to a hospital or otherwisedisabled at the time such individual's prior group policy, contract orcertificate terminates;

      (c)   provide that payment of benefits under anysubsequent replacement policy, contractor certificate that is intended to afford continuous coverage will commenceimmediately following expiration of any prior policy, contract orcertificate.

      History:   L. 1993, ch. 231, § 1;L. 2001, ch. 40, § 1; July 1.

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