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40-960. Same; information to be furnished insureds; grievance procedures; appeals to commissioner.

40-960

Chapter 40.--INSURANCE
Article 9.--GENERAL PROVISIONS RELATING TO FIRE INSURANCE COMPANIES

      40-960.   Same; information to be furnished insureds; grievance procedures;appeals to commissioner.Every rating organization and every insurer which makes its ownrates, within a reasonable time after receiving written request therefor, shallfurnish to any insured affected by a rate made by it, or to the authorizedrepresentative of such insured, all pertinent information as to such rate.Every rating organization and every insurer which makes its own rates shallprovide within this state reasonable means whereby any person aggrieved by theapplication of its rating system may be heard, in person or by authorizedrepresentative, on written request to review the manner in which such ratingsystem has been applied in connection with the insurance afforded such person.If the rating organization or insurer fails to grant or reject such requestwithin 30 days after it is made, the applicant may proceed in the same manneras if such application has been rejected. Any party affected by theaction of such rating organization or such insurer on such request, within 30days after written notice of such action, may appeal to thecommissioner, who, after a hearing, may affirm or reverse such action.

      History:   L. 1997, ch. 154, § 10; July 1.

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