50-709. Conditions of disclosure to consumers. - Kansas Statutes

50-709

Chapter 50.--UNFAIR TRADE AND CONSUMER PROTECTION Article 7.--FAIR CREDIT REPORTING

      50-709.   Conditions of disclosure to consumers.(a) A consumer reporting agency shall make the disclosures required underK.S.A. 50-708 during normal business hours and onreasonable notice.

      (b)   The disclosures required under K.S.A. 50-708 shall be made tothe consumer

      (1)   in person if the consumer appears in person and furnishes properidentification; or

      (2)   by telephone if the consumer has made a written request, with properidentification, for telephone disclosure and the toll charge, if any, forthe telephone call is prepaid by or charged directly to the consumer.

      (c)   Any consumer reporting agency shall provide trained personnel toexplain to the consumer any information furnished to him or her pursuant toK.S.A. 50-708.

      (d)   The consumer shall be permitted to be accompanied by one otherperson of his or her choosing, who shall furnish reasonable identification. Aconsumer reporting agency may require the consumer to furnish a writtenstatement granting permission to the consumer reporting agency to discussthe consumer's file in such person's presence.

      (e)   Except as provided in K.S.A. 50-715 and 50-716,no consumer may bring any action or proceeding in the nature ofdefamation, invasion of privacy, or negligence with respect to thereporting of information against any consumer reporting agency, any user ofinformation, or any person who furnishes information to a consumerreporting agency, based on information disclosed pursuant toK.S.A. 50-708, 50-709 or 50-714, except as to falseinformation furnished with malice or willful intent to injure suchconsumer.

      History:   L. 1973, ch. 85, § 144; Jan. 1, 1974.