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RS 10:9-502 Contents of financing statement; time of filing financing statement

§9-502.  Contents of financing statement; time of filing financing statement

(a)  Sufficiency of financing statement.  Subject to subsection (b), a financing statement is sufficient only if it:

(1)  provides the name of the debtor;

(2)  provides the name of the secured party or a representative of the secured party; and

(3)  indicates the collateral covered by the financing statement.

(b)  Real-property-related financing statements.  To be sufficient, a financing statement that covers as-extracted collateral or  standing timber that constitutes goods, or that is filed as a fixture filing and covers goods that are to become fixtures, must satisfy subsection (a) and also:

(1)  indicate that it covers this type of collateral;

(2)  [Reserved.]

(3)  provide a description of the real property to which the collateral is related sufficient to cause the mortgage to be effective against third persons if the description were contained in a mortgage of real property filed for registry; and

(4)  if the debtor does not have an interest of record in the real property, provide the name of a record owner.

(c)  [Reserved.]

(d)  Filing before security agreement or attachment.  A financing statement may be filed before a security agreement is made or a security interest otherwise attaches.

Acts 1988, No. 528, §1, eff. Jan. 1, 1990; Acts 1989, No. 135, §7, eff. Jan. 1, 1990; Acts 1990, No. 1079, §4, eff. Sept. 1, 1990; Acts 2001, No. 128, §1, eff. July 1, 2001.

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