10 §1314. Preparation and procurement of investigative consumer reports - Maine Statutes

Title 10: COMMERCE AND TRADE

Part 3: REGULATION OF TRADE

Chapter 210: FAIR CREDIT REPORTING ACT

§1314. Preparation and procurement of investigative consumer reports

1. Notice to consumer required. A person may not procure or cause to be prepared an investigative consumer report on any consumer, unless:

A. That person has provided the consumer with a clear and conspicuous written notice as required by subsection 2 and delivered to the consumer either at the time of the application or any time not less than 3 business days before the date on which the requested investigation is begun, provided that delivery shall be accomplished personally or by mail and, if by mail, shall be sufficient upon compliance with Title 9-A, section 5-110, subsection 1. [1981, c. 610, §6 (RPR).]

B. [1981, c. 610, §6 (RP).]

[ 1981, c. 610, §6 (RPR) .]

2. Contents of notice. The notice to the consumer, which is required by the preceding subsection shall clearly and conspicously:

A. Disclose to the consumer that an investigative consumer report including information as to his character, general reputation, personal characteristics and mode of living, whichever is applicable, may be made; [1977, c. 677, §4 (RPR).]

B. Inform the consumer that he may request and receive from the person who intends to procure such a report, within 5 business days of that person's receipt of his request, the name, address and telephone number of the nearest unit designated to handle inquiries of each consumer reporting agency issuing an investigative consumer report about him; and [1981, c. 610, §7 (AMD).]

C. Inform the consumer that he may request and promptly receive from all such consumer reporting agencies copies of any such investigative consumer reports. [1977, c. 677, §4 (RPR).]

[ 1981, c. 610, §7 (AMD) .]

SECTION HISTORY

1977, c. 514, (NEW). 1977, c. 677, §4 (RPR). 1981, c. 610, §§6,7 (AMD).