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MAINE STATUTES AND CODES
Article 4: BANK DEPOSITS AND COLLECTIONS
- 11 §4-101. Short title
- 11 §4-102. Applicability
- 11 §4-103. Variation by agreement; measure of damages; action constituting ordinary care
- 11 §4-104. Definitions and index of definitions
- 11 §4-105. "Depositary bank"; "bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank"
- 11 §4-105-A. Payable through or payable at bank; collecting bank
- 11 §4-106. Separate office of a bank
- 11 §4-107. Time of receipt of items
- 11 §4-108. Delays
- 11 §4-109. Process of posting (REPEALED)
- 11 §4-110. Electronic presentment
- 11 §4-111. Statute of limitations
- 11 §4-201. Status of collecting bank as agent and provisional status of credits; applicability of Article; item indorsed "pay any bank"
- 11 §4-202. Responsibility for collection or return; when action timely
- 11 §4-203. Effect of instructions
- 11 §4-204. Methods of sending and presenting; sending directly to payor bank
- 11 §4-205. Depositary bank holder of unindorsed item
- 11 §4-206. Transfer between banks
- 11 §4-207. Warranties of customer and collecting bank on transfer or presentment of items; time for claims (REPEALED)
- 11 §4-207-A. Transfer warranties
- 11 §4-207-B. Presentment warranties
- 11 §4-207-C. Encoding and retention warranties
- 11 §4-208. Security interest of collecting bank in items, accompanying documents and proceeds
- 11 §4-209. When bank gives value for purposes of holder in due course
- 11 §4-210. Presentment by notice of item not payable by, through or at a bank; liability of drawer or indorser
- 11 §4-211. Media of remittance; provisional and final settlement in remittance cases (REPEALED)
- 11 §4-211-A. Medium and time of settlement by bank
- 11 §4-212. Right of charge-back or refund; liability of collecting bank; return of item
- 11 §4-213. Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
- 11 §4-214. Insolvency and preference
- 11 §4-301. Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
- 11 §4-302. Payor bank's responsibility for late return of item
- 11 §4-303. When items subject to notice, stop-payment order, legal process or setoff; order in which items may be charged or certified
- 11 §4-401. When bank may charge customer's account
- 11 §4-402. Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
- 11 §4-403. Customer's right to stop payment; burden of proof of loss
- 11 §4-404. Bank not obligated to pay check more than 6 months old
- 11 §4-405. Death or incompetence of customer
- 11 §4-406. Customer's duty to discover and report unauthorized signature or alteration
- 11 §4-407. Payor bank's right to subrogation on improper payment
- 11 §4-501. Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
- 11 §4-502. Presentment of "on arrival" drafts
- 11 §4-503. Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
- 11 §4-504. Privilege of presenting bank to deal with goods; security interest for expenses
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