Section 13-318 - Use of credit card information in connection with payment by check. - Maryland Statutes

§ 13-318. Use of credit card information in connection with payment by check.
 

(a)  Definitions.-  

(1) In this section the following words have the meanings indicated. 

(2) "Drawer" means the individual who makes or signs a check or other draft. 

(3) "Draft" does not include a credit or debit card sales draft. 

(b)  Prohibitions.- Subject to the provisions of subsection (c) of this section, as a condition of accepting a check or other draft as payment for consumer credit, goods, realty, or services, a person may not request or record the account number of any credit card of the drawer of the check or other draft. 

(c)  Exceptions.- The provisions of this section do not prohibit a person from: 

(1) Requesting the drawer to display a credit card for purposes only of identification or credit worthiness; 

(2) Requesting or recording the type or issuer of a credit card of the drawer; or 

(3) Recording the number and expiration date of a credit card if the person requesting the information has agreed with the credit card issuer to cash checks as a service to the issuer's cardholders and the issuer has agreed to guarantee payment of cardholder checks cashed by that person. 
 

[1990, ch. 172; 2005, ch. 25, § 13.]