Section 14-1209 - Fees for disclosures. - Maryland Statutes

§ 14-1209. Fees for disclosures.
 

(a)  Prohibited fees.- Notwithstanding the provisions of subsection (b) of this section, a consumer reporting agency may not impose a fee for: 

(1) A consumer report provided under § 14-1206 (a) of this subtitle one time during a 12-month period; 

(2) A consumer report or disclosure provided under §§ 14-1206 (a) and 14-1208 (e) of this subtitle if the consumer makes a request for the report within 30 days after receipt by the consumer of a notification under § 14-1212 of this subtitle or notification from a debt collection agency affiliated with a consumer reporting agency stating that the consumer's credit rating may be or has been adversely affected; or 

(3) A disclosure made under § 14-1208 (e) of this subtitle to a person designated by the consumer of the deletion from the consumer report of information that is found to be inaccurate or can no longer be verified. 

(b)  Permitted fees.-  

(1) A consumer reporting agency may charge a consumer a reasonable fee: 

(i) For a second or subsequent report made during a 12-month period under § 14-1206 (a) of this subtitle, not exceeding $5; and 

(ii) For furnishing information under § 14-1208 (e) of this subtitle, not exceeding the fee that the consumer reporting agency would impose on each designated recipient for a consumer report. 

(2) The consumer reporting agency shall indicate the amount of the fee to the consumer before providing the report or furnishing the information. 
 

[1976, ch. 584; 1977, ch. 534; 1992, ch. 441; 2005, ch. 25, § 13.]