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MICHIGAN STATUTES AND CODES
Act 162 of 1995 - CREDIT REFORM ACT (445.1851 - 445.1864)
- Section 445.1851 - Short title.
- Section 445.1852 - Definitions.
- Section 445.1853 - Scope of act.
- Section 445.1854 - Charge, collection, and receipt of interest rate or finance charge; maximum rate; computation.
- Section 445.1855 - Credit sale under MCL 445.1101 to 445.1431 or MCL 492.101 to 492.141; written agreement; precomputed interest provision.
- Section 445.1856 - Regulated lender; authority to charge fee for late payment or dishonored check; fee or charge not considered as interest; excessive fee or charge.
- Section 445.1857 - Fees or charges servicing extension of credit; charge, collection, and receipt by depository institution; credit card arrangement fees and charges considered as interest; excessive
- Section 445.1858 - Certain provisions in written agreement as void and unenforceable.
- Section 445.1859 - Additional financial services as condition for loan approval prohibited; offer of services; certain transactions or requirements not prohibited; applicability of section to deposito
- Section 445.1860 - Written complaint alleging violation of act; duty of commissioner.
- Section 445.1861 - Action by attorney general, prosecuting attorney, or borrower; recovery of interest or other charges; attorney fees and court costs; class action.
- Section 445.1862 - Violation of act; exceptions.
- Section 445.1863 - Enforcement of other laws not limited.
- Section 445.1864 - Validity of transactions, rates of interest, fees, or charges.
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