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MICHIGAN STATUTES AND CODES
Act 148 of 1975 - DEBT MANAGEMENT ACT (451.411 - 451.437)
- Section 451.411 - Short title.
- Section 451.412 - Definitions.
- Section 451.413 - Business of debt management as financial planning service requiring license; exception.
- Section 451.414 - License required; contract made by unlicensed person void; persons eligible for exemption.
- Section 451.415 - License; application; filing requirements; expiration and renewal of license; books and records; financial statements; licensee with board of directors or equivalent.
- Section 451.416 - License; investigation; grounds for issuance or nonissuance; examination; fee.
- Section 451.417 - Applicability of examination provisions.
- Section 451.418 - License renewal; application; fee; financial statements.
- Section 451.419 - License; grounds for denial, revocation, suspension, or postponement; notice; proceedings.
- Section 451.420 - Rules; rights, remedies, and procedures.
- Section 451.421 - License; applicable provisions.
- Section 451.422 - Budget analysis.
- Section 451.423 - Consent of creditors as condition to charging or receiving fee.
- Section 451.424 - Contract between licensee and debtor; requirements.
- Section 451.425 - Trust account.
- Section 451.426 - Duties of licensee.
- Section 451.427 - Examination of licensee.
- Section 451.428 - Fee under debt management services contract; charge for cancellation or default; when contract effective; letter of continuation; excessive charge.
- Section 451.429 - Prohibited practices.
- Section 451.430 - Advertising.
- Section 451.431 - Assignment of wages.
- Section 451.432 - Rules; decisions, orders, and rulings; electronic filing.
- Section 451.433 - Cease and desist order; statement; misdemeanor; powers of department; court order; self-incrimination; injunction or restraining order; criminal proceedings.
- Section 451.434 - Violations; penalties; jurisdiction; remedies.
- Section 451.435 - Statute of limitations.
- Section 451.436 - Disposition of fees.
- Section 451.437 - Repeal of MCL 451.451 to 451.468.
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