Section 500.3610 - Group disability insurance policy; mandatory provisions. - Michigan Statutes

THE INSURANCE CODE OF 1956 (EXCERPT)
Act 218 of 1956

500.3610 Group disability insurance policy; mandatory provisions.

Sec. 3610.

Every policy of group disability insurance shall contain the applicable provisions required in sections 3406 through 3466, except sections 3438 and 3440. Beginning January 1, 1957, sections 3438 and 3440 do not apply to group disability insurance policies, except policies, or those portions of policies, that establish a relationship between group disability insurance and personal protection insurance benefits subject to exclusions or deductibles pursuant to section 3109a.

History: Add. 1974, Act 225, Eff. Nov. 1, 1974 ;-- Am. 1984, Act 65, Imd. Eff. Apr. 18, 1984 ;-- Am. 1987, Act 52, Imd. Eff. June 22, 1987
Compiler's Notes: Section 2 of Act 52 of 1987 provides:“The amendments to sections 2236, 2242, 3440, 3606, 3610, and 4430 of Act No. 218 of the Public Acts of 1956, being sections 500.2236, 500.2242, 500.3440, 500.3606, 500.3610, and 500.4430 of the Michigan Compiled Laws, pursuant to this amendatory act apply to all insurance policies issued on or after January 1, 1957 that were either approved by the commissioner on or after January 1, 1957 or subject to an order of the commissioner exempting policies from filing on or after September 1, 1968. The amendments to sections 2236, 2242, 3440, 3606, 3610, and 4430 of Act No. 218 of the Public Acts of 1956, being sections 500.2236, 500.2242, 500.3440, 500.3606, 500.3610, and 500.4430 of the Michigan Compiled Laws, pursuant to this amendatory act are intended to codify and approve long-standing administrative and commercial practice taken and approved by the commissioner pursuant to his or her legal authority. This amendatory act shall serve to cure and clarify any misinterpretation of the operation of such sections since the effective date of their original enactment. It is the intent of this amendatory act to rectify the misconstruction of the insurance code of 1956 by the court of appeals in Bill v Northwestern National Life Insurance Company, 143 Mich App 766, with respect to the power of the insurance commissioner to exempt certain insurance documents from filing requirements and the offsetting of social security benefits against disability income insurance benefits. This amendatory act does not affect the relationship between disability insurance benefits and personal protection insurance benefits as provided in Federal Kemper v Health Insurance Administration Inc., 424 Mich 537.”
Popular Name: Act 218