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MICHIGAN STATUTES AND CODES

Section 500.3636 - Blanket disability insurance; definition.

THE INSURANCE CODE OF 1956 (EXCERPT)
Act 218 of 1956

500.3636 Blanket disability insurance; definition.

Sec. 3636.

Blanket disability insurance is hereby declared to be that form of disability insurance covering special groups of persons as enumerated in the following subdivisions (1) to (7) inclusive:

(1) Under a policy or contract issued to any common carrier, which shall be deemed the policyholder, covering a group defined as all persons who may become passengers on such common carrier.

(2) Under a policy or contract issued to an employer, who shall be deemed the policyholder, covering all employees or any group of employees defined by reference to exceptional hazards incident to such employment.

(3) Under a policy or contract issued to a college, school, or other institution of learning or to the head or principal thereof, who or which shall be deemed the policyholder, covering students or teachers.

(4) Under a policy or contract issued in the name of any volunteer fire department, first aid or other such volunteer group, which shall be deemed the policyholder, covering all of the members of such department or group.

(5) Under a policy or contract issued to a creditor, who shall be deemed the policyholder, to insure debtors of the creditors.

(6) Under a policy or contract issued to a sports team or to a camp, which team or camp sponsor shall be deemed the policyholder, covering members or campers.

(7) Under a policy or contract issued to any other substantially similar group which, in the discretion of the commissioner, may be subject to the issuance of a blanket disability policy or contract.


History: 1956, Act 218, Eff. Jan. 1, 1957
Popular Name: Act 218

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