Section 500.3650 - Blanket disability insurance; application; certificate; payment of benefits; liability of policyholder. - Michigan Statutes

THE INSURANCE CODE OF 1956 (EXCERPT)
Act 218 of 1956

500.3650 Blanket disability insurance; application; certificate; payment of benefits; liability of policyholder.

Sec. 3650.

(1) An individual application shall not be required from a person covered under a blanket disability policy or contract. The commissioner may require the insurer to furnish a certificate to each person insured under a blanket disability policy or contract.

(2) All benefits under any blanket disability policy shall be payable to the person insured, or to his designated beneficiary or beneficiaries, or to his estate, except that if the person insured be a minor or mental incompetent, such benefits may be made payable to his parent, guardian or other person actually supporting him. The policy may provide, with the consent of the insured, that the benefits in any case may be paid directly to any corporation furnishing hospital, and to any person legally furnishing medical, surgical or sick-care services to the insured, within such limits as the policy may provide, but without other preference as to such creditors.

(3) Nothing contained in sections 3636 through 3650 shall be deemed to affect the legal liability of policyholders for the death of or injury to, any such member of such group.

History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1963, Act 127, Eff. Sept. 6, 1963
Popular Name: Act 218