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MICHIGAN STATUTES AND CODES
218-1956-40 - CHAPTER 40 LIFE INSURANCE POLICIES AND ANNUITY CONTRACT (OTHER THAN INDUSTRIAL OR GROUP) (500.4000...500.4073)
- Section 500.4000 - Scope of chapter.
- Section 500.4001 - Universal life insurance; definitions.
- Section 500.4004 - Entire contract.
- Section 500.4008 - Life insurance; provisions required; single premium policies.
- Section 500.4010 - Premiums; payment; provision required.
- Section 500.4012 - Life insurance policy; provision required.
- Section 500.4014 - Entire contract; incontestability; exceptions.
- Section 500.4015 - Policy of life insurance; mandatory notice as to cancellation of policy and refund of premium.
- Section 500.4016 - Statements deemed representations; provision required.
- Section 500.4018 - Misstatement of age or sex; provisions required.
- Section 500.4020 - Participation in surplus; provision required.
- Section 500.4022 - Policy loans generally.
- Section 500.4023 - Policy loans; interest rates; notice; information; policy not to terminate as sole result of change in interest rate; applicability of section to insurance or annuity contract.
- Section 500.4024 - Nonforfeiture benefits; cash surrender values; provision required.
- Section 500.4026 - Table of loan values and options; provision required.
- Section 500.4028 - Default in premium payments; reinstatement; provision required.
- Section 500.4030 - Settlement of claim upon death of insured; provision required.
- Section 500.4032 - Table of installments; provision required.
- Section 500.4036 - Title required.
- Section 500.4037 - Universal life insurance policy; provisions required.
- Section 500.4038 - “Policy cost factors” defined; initial disclosure; statement of policy information; delivery; extension of free-look period; furnishing statement at time of policy delivery.
- Section 500.4040 - Safeguard against lapse; special surrender value; optional provisions; supplemental contract.
- Section 500.4042 - Liability limitation; aviation, military or naval service.
- Section 500.4046 - Provisions prohibited; forfeiture of policy for failure to repay loan; limitation of actions; predating policy; settlement at maturity for less than full value.
- Section 500.4047 - Profit sharing, charter or founders and coupon policies; definitions; prohibitions, violations.
- Section 500.4048 - Provisions required by laws of other states or counties.
- Section 500.4052 - Preliminary term insurance on old policies; reserve.
- Section 500.4054 - Proceeds of policy; exemption from creditors.
- Section 500.4058 - Nonforfeiture benefits on old policies.
- Section 500.4060 - Standard nonforfeiture law for life insurance.
- Section 500.4061 - Flexible premium universal life insurance policies; provisions applicable to minimum cash surrender values.
- Section 500.4062 - Loan value; deferment.
- Section 500.4064 - Loan indebtedness; right to compound interest.
- Section 500.4070 - Insurance and annuities on same life; automatic conversion of deferred annuity into paid-up annuity.
- Section 500.4072 - Standard nonforfeiture law for individual deferred annuities.
- Section 500.4073 - Annuity policy or contract; notice of right to cancel and receive refund; effect of returning policy or contract; exceptions.
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