75-24-207 - Removal or temporary lifting of security freeze; timing. - Mississippi Statutes

§ 75-24-207. Removal or temporary lifting of security freeze; timing.
 

(1)  On a request in writing or by telephone and with proper identification provided by a consumer, including the consumer's personal identification number or password provided under Section 75-24-201, a consumer reporting agency shall remove a security freeze within three (3) business days after the agency receives the request. 

(2)  On a request in writing or by telephone and with proper identification provided by a consumer, including the consumer's personal identification number or password provided under Section 75-24-201, a consumer reporting agency shall, within three (3) business days after the agency receives the request, temporarily lift the security freeze for: 

(a) A certain properly designated period; or 

(b) A certain properly identified requester. 

(3)  A consumer reporting agency may develop procedures involving the use of a telephone, a facsimile machine, the Internet or another electronic medium to receive and process a request from a consumer under this section. 

(4)  A consumer reporting agency shall remove a security freeze placed on a consumer file if the security freeze was placed due to a material misrepresentation of fact by the consumer. The consumer reporting agency shall notify the consumer in writing before removing the security freeze under this subsection. 

(5)  A consumer reporting agency may not charge a fee for a request under subsection (1) or (2). 
 

Sources: Laws, 2007, ch. 585, § 4, eff from and after July 1, 2007.