375.144. It is unlawful for any person, in connection with the offer,sale, solicitation or negotiation of insurance, directly or indirectly, to:
(1) Employ any deception, device, scheme, or artifice to defraud;
(2) As to any material fact, make or use any misrepresentation,concealment, or suppression;
(3) Engage in any pattern or practice of making any false statementof material fact; or
(4) Engage in any act, practice, or course of business which operatesas a fraud or deceit upon any person.
(L. 2005 H.B. 866)