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MISSOURI STATUTES AND CODES

377.250. Minimum premiums.

Minimum premiums.

377.250. 1. Every corporation, company or association doingbusiness under the provisions of sections 377.200 to 377.460shall charge a mortuary premium at least equal to that of yearlyterm insurance at age of entry according to the actuaries' orcombined experience mortality table, with interest at fourpercent, and such mortuary premium shall be increased by aloading of not less than twenty percent for age twenty and allages under twenty, and one percent additional for each additionalyear of age, renewable term policies excepted from such loading.

2. Said premium may be paid annually, semiannually,quarterly, bimonthly or monthly in advance.

(RSMo 1939 § 5874)

Prior revisions: 1929 § 5763; 1919 § 6173; 1909 § 6967

(1954) Where policy fee which was collected from applicant for insurance and retained by agent had the effect of continuing insurance in force for given period, it constituted part of first year's premium, and the period it covers must be deducted from the year so that amount of annual premium later collected insofar as it exceeded one full year's premium when added to policy fee must be credited to insurance fund established under § 377.260. Old Reliable Soc. v. Leggett, 364 Mo. 630, 265 S.W.2d 302.

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