379.820. Inspections and reports.

MISSOURI STATUTES AND CODES

379.820. Inspections and reports.

Inspections and reports.

379.820. 1. Any property owner or his representative, theinsurer, or the insurance agent or other producer may request aninspection by the inspection bureau. Such requests need not bein writing. The absence of a building owner or hisrepresentative during an inspection shall not preclude a tenantseeking insurance from obtaining an inspection under the program.

2. The manner and scope of the inspections of programbusiness shall be prescribed by the facility with the approval ofthe director.

3. An inspection report shall be made for each propertyinspected. The report shall cover pertinent structural andoccupancy features as well as the general condition of thebuilding and surrounding structures. A representative photographof the property may be taken during the inspection.

4. During the inspection, the inspector shall point outfeatures of structure and occupancy to the applicant or hisrepresentative and shall indicate those features which may resultin condition charges if the risk is accepted. The inspectorshall have no authority to advise whether the facility willprovide the coverage.

5. Within five business days after the inspection, a copy ofthe completed inspection report, and any photograph indicatingthe pertinent features of the building, construction,maintenance, occupancy and surrounding property shall be sentpromptly to the facility. Included with the report shall be arate makeup statement, including any condition charges orsurcharges proposed as a result of the inspection and permittedby filings approved by the director. A copy of the inspectionreport shall be made available to the applicant upon request.