379.901. Prepaid service plan defined--agent soliciting memberships to be licensed insurance agent.

MISSOURI STATUTES AND CODES

379.901. Prepaid service plan defined--agent soliciting memberships to be licensed insurance agent.

Prepaid service plan defined--agent soliciting memberships tobe licensed insurance agent.

379.901. 1. As used in this section the term "prepaidlegal service plan", means any person, company, corporation,partnership or other legal entity who collects periodic fees on aprepaid basis from residents of this state in connection withlegal coverage other than:

(a) Retainer contracts made by attorneys-at-law with anindividual client with fees based on estimates of the nature andamount of legal services to be provided to that specific clientand similar contracts made with a group of clients involved inthe same or closely related legal matters;

(b) Any lawyer aid or other legal services program for theindigent;

(c) Any employer-employee welfare benefit plans to theextent that state laws are superseded by the Employee RetirementIncome Security Act of 1974, 29 U.S.C., s. 1144, or anyamendments thereto, provided evidence of exemption from state lawis shown to the department;

(d) The furnishing of legal assistance by labor unions andother employee organizations to their members in matters relating*to employment or occupations*;

(e) The furnishing of legal assistance to members or theirdependents by churches, cooperatives, educational institutions,credit unions, labor unions or other organizations of employees,where such organizations contract with and pay directly a lawyeror law firm for the provision of legal services, where theassistance is provided as an incident to membership and not onthe basis of an optional fee or charge and the administration ofsuch program of legal assistance is wholly conducted by theorganization;

(f) Legal services provided by an agency of the federal orstate government or a subdivision thereof to its employees.

2. Any person who solicits memberships on behalf of aprepaid legal services plan shall be licensed as an insuranceagent as provided by chapter 375, RSMo.