400.3-505. Evidence of dishonor. - Missouri Statutes

Evidence of dishonor.

400.3-505. (a) The following are admissible as evidenceand create a presumption of dishonor and of any notice ofdishonor stated:

(1) a document regular in form as provided in subsection(b) which purports to be a protest;

(2) a purported stamp or writing of the drawee, payor bank,or presenting bank on or accompanying the instrument stating thatacceptance or payment has been refused unless reasons for therefusal are stated and the reasons are not consistent withdishonor;

(3) a book or record of the drawee, payor bank, orcollecting bank, kept in the usual course of business which showsdishonor, even if there is no evidence of who made the entry.

(b) A protest is a certificate of dishonor made by a UnitedStates consul or vice consul, or a notary public or other personauthorized to administer oaths by the law of the place wheredishonor occurs. It may be made upon information satisfactory tothat person. The protest must identify the instrument andcertify either that presentment has been made or, if not made,the reason why it was not made, and that the instrument has beendishonored by nonacceptance or nonpayment. The protest may alsocertify that notice of dishonor has been given to some or allparties.

(L. 1992 S.B. 448)

*No continuity with § 400.3-505 as repealed by L. 1992 S.B. 448.