598C.370 - Removal of security freeze by reporting agency; notice to consumer. - Nevada Statutes

598C.370  Removal of security freeze by reporting agency; notice to consumer.

      1.  A reporting agency may remove a security freeze from the file of a consumer if the reporting agency has a reasonable belief that:

      (a) The security freeze was placed in the file of the consumer because of a material misrepresentation of fact by the consumer; or

      (b) The consumer placed the security freeze in his or her file for the purposes of:

             (1) Committing fraud;

             (2) Committing any other act prohibited by law; or

             (3) Aiding and abetting any act prohibited by law.

      2.  If a reporting agency intends to remove a security freeze from the file of a consumer pursuant to subsection 1, the reporting agency shall send written notice to the consumer before removing the security freeze.

      (Added to NRS by 2005, 1522)