616B.659 - Election by sole proprietor; physical examination; payment of premiums; effect of failure to pay premiums; withdrawal of election. - Nevada Statutes

616B.659  Election by sole proprietor; physical examination; payment of premiums; effect of failure to pay premiums; withdrawal of election.

      1.  A sole proprietor may elect to be included within the terms, conditions and provisions of chapters 616A to 616D, inclusive, of NRS to secure for himself or herself compensation equivalent to that to which an employee is entitled for any accidental injury sustained by the sole proprietor which arises out of and in the course of his or her self-employment by filing a written notice of election with the Administrator and a private carrier.

      2.  A private carrier may require a sole proprietor who elects to accept the terms, conditions and provisions of chapters 616A to 616D, inclusive, of NRS to submit to a physical examination before his or her coverage commences. If a private carrier requires such a physical examination, the private carrier shall prescribe the scope of the examination and shall consider it for rating purposes. The cost of the physical examination must be paid by the sole proprietor.

      3.  A sole proprietor who elects to submit to the provisions of chapters 616A to 616D, inclusive, of NRS shall pay to the private carrier premiums in such manner and amounts as may be prescribed by the regulations of the Commissioner.

      4.  If a sole proprietor fails to pay all premiums required by the regulations of the Commissioner, the failure operates as a rejection of chapters 616A to 616D, inclusive, of NRS.

      5.  A sole proprietor who elects to be included pursuant to the provisions of chapters 616A to 616D, inclusive, of NRS remains subject to all terms, conditions and provisions of those chapters and all regulations of the Commissioner until the sole proprietor files written notice with the Administrator and the private carrier that the sole proprietor withdraws his or her election.

      6.  For the purposes of chapters 616A to 616D, inclusive, of NRS, a sole proprietor shall be deemed to be receiving a wage of $300 per month unless, at least 90 days before any injury for which the sole proprietor requests coverage, the sole proprietor files written notice with the Administrator and the private carrier that he or she elects to pay an additional amount of premiums for additional coverage. If the private carrier receives the additional premiums it requires for such additional coverage, the sole proprietor shall be deemed to be receiving a wage of $1,800 per month.

      (Added to NRS by 1975, 1017; A 1981, 712, 1468; 1991, 1688; 1995, 2021; 1999, 1774; 2001, 2452)

      NRS 616B.662  Rejection of coverage by employer; relief from payment of premiums.  An employer having come under chapters 616A to 616D, inclusive, or chapter 617 of NRS who thereafter elects to reject the terms, conditions and provisions of those chapters is not relieved from the payment of premiums to the insurer before the time the employer’s notice of rejection becomes effective if any are due. The premiums may be recovered in an action at law.

      [76:168:1947; 1943 NCL § 2680.76]—(NRS A 1979, 1045; 1981, 1468; 1995, 2021; 1999, 219)