645F.310 - “Covered service” defined. - Nevada Statutes

645F.310  “Covered service” defined.  “Covered service” includes, without limitation:

      1.  Financial counseling, including, without limitation, debt counseling and budget counseling.

      2.  Receiving money for the purpose of distributing it to creditors in payment or partial payment of any obligation secured by a mortgage or other lien on a residence in foreclosure.

      3.  Contacting a creditor on behalf of a homeowner.

      4.  Arranging or attempting to arrange for an extension of the period within which a homeowner may cure a default and reinstate an obligation pursuant to a note, mortgage or deed of trust.

      5.  Arranging or attempting to arrange for any delay or postponement of the time of a foreclosure sale.

      6.  Advising the filing of any document or assisting in any manner in the preparation of any document for filing with a bankruptcy court.

      7.  Giving any advice, explanation or instruction to a homeowner which in any manner relates to the cure of a default in or the reinstatement of an obligation secured by a mortgage or other lien on the residence in foreclosure, the full satisfaction of the obligation, or the postponement or avoidance of a foreclosure sale.

      (Added to NRS by 2007, 2854)