STATE STATUTES & CODES

NEVADA STATUTES AND CODES

Chapter 687B - Contracts of Insurance

• 687B.010 - Scope.
• 687B.015 - “Binder” defined.
• 687B.021 - Signatures.
• 687B.030 - Waiver of payment of premium.
• 687B.040 - Insurable interest: Personal insurance.
• 687B.050 - Insurable interest: Exception when certain institutions designated beneficiary.
• 687B.060 - Insurable interest: Property.
• 687B.070 - Power to contract: Purchase of insurance and annuities by minors.
• 687B.080 - Consent of insured to life or health insurance required; exceptions; notice of application for or request to increase coverage of insurance upon life of another required.
• 687B.090 - Alteration of application: Life and health insurance.
• 687B.100 - Application as evidence.
• 687B.110 - Representations in applications.
• 687B.113 - Control of cost of health care: Provisions encouraging use of certain services and facilities.
• 687B.117 - Control of cost of health care: Insurer required to use three or more practices that control cost in administering benefits.
• 687B.120 - Filing and approval of forms.
• 687B.122 - Readability of policies: Applicability of requirements.
• 687B.124 - Readability of policies: Flesch test; style, arrangement and overall appearance; index or table of contents.
• 687B.126 - Readability of policies: Filing policy for Commissioner’s approval; exceptions to score requirements on Flesch test.
• 687B.128 - Readability of policies: Approval by Commissioner.
• 687B.130 - Grounds for disapproval.
• 687B.140 - Standard provisions.
• 687B.145 - Provisions in policies of casualty insurance: Proration of recovery or benefits; uninsured and underinsured motorist coverage; coverage for medical expenses; insurer not entitled to subroga
• 687B.147 - Exclusion, reduction or limitation of certain coverage in motor vehicle insurance policies allowed; conditions; form and contents of disclosure.
• 687B.150 - Inclusion of portion of charter or bylaws.
• 687B.160 - Execution of policies.
• 687B.170 - Underwriters’ and combination policies.
• 687B.180 - Validity and construction of noncomplying forms.
• 687B.182 - Binders: Issuance; effective dates.
• 687B.183 - Binders: Forms; required statement; delivery.
• 687B.184 - Binders: Form and premium for policy issued as replacement.
• 687B.185 - Binders: Prohibition of use to lower premiums.
• 687B.186 - Binders: Proof of insurance coverage.
• 687B.187 - Binders: Disapproval of insurer.
• 687B.190 - Delivery of policy.
• 687B.200 - Assignability.
• 687B.210 - Payment discharges insurer.
• 687B.220 - Forms for proof of loss to be furnished.
• 687B.225 - Requirements for contracts for payment of cost of medical or dental care which require prior authorization of care.
• 687B.240 - Administration of claims not waiver.
• 687B.250 - Payment not to constitute admission of liability or waiver of defenses.
• 687B.255 - Insurer to pay claim with negotiable instrument.
• 687B.260 - Exemption of proceeds of certain policies.
• 687B.270 - Exemption of proceeds: Health insurance.
• 687B.280 - Exemption of proceeds: Group insurance.
• 687B.290 - Exemption of proceeds: Annuities; assignability of rights.
• 687B.300 - Retention of proceeds of policy by insurer.
• 687B.310 - Cancellations and nonrenewals; scope of application.
• 687B.320 - Midterm cancellation; exception.
• 687B.325 - Industrial insurance policies: Midterm cancellation; notice to policyholder.
• 687B.330 - Anniversary cancellation.
• 687B.340 - Nonrenewals.
• 687B.345 - Annual review of coverage and benefits provided in policy.
• 687B.350 - Renewal with altered terms.
• 687B.355 - Information about claims paid on behalf of policyholder; regulations.
• 687B.360 - Information about grounds.
• 687B.370 - Information about applying for insurance through certain plans; exception.
• 687B.380 - Immunity.
• 687B.385 - Cancellation, nonrenewal or increase in premium due to claims for which insured was not at fault prohibited.
• 687B.390 - Cancellation or nonrenewal on sole basis of age, residence, race, color, creed, national origin, ancestry or occupation prohibited.
• 687B.400 - Discrimination on sole basis of age prohibited; burden of proof; exception.
• 687B.402 - Compliance with certain federal laws regarding genetic information.
• 687B.404 - Compliance with certain federal laws regarding mental health and addiction.
• 687B.406 - Compliance with certain federal laws regarding dependent students.
• 687B.408 - Notifications required concerning changes related to prescription drugs used for transplanted organs.
• 687B.410 - Withdrawal of insurance for particular class of insureds: Notice; administrative review.
• 687B.420 - Notice of proposed cancellation, nonrenewal or alteration of terms of certain policies or contracts of insurance.
• 687B.430 - Regulations: Policies which provide for payment of expenses not covered by Medicare; sale of more than one policy of health insurance to same person.
• 687B.440 - Umbrella policies: Disclosure statement indicating whether policy includes uninsured or underinsured motorist coverage; form.
• 687B.450 - Required medical examination; potentially serious medical condition; notification.

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