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NEW HAMPSHIRE STATUTES AND CODES

Section 382-A:9-516 What Constitutes Filing; Effectiveness of Filing.


      (a) What constitutes filing. Except as otherwise provided in subsection (b), communication of a record to a filing office and tender of the filing fee or acceptance of the record by the filing office constitutes filing.
      (b) Refusal to accept record; filing does not occur. Filing does not occur with respect to a record that a filing office refuses to accept because:
         (1) the record is not communicated by a method or medium of communication authorized by the filing office, or, in the case of a written record, does not comply with Section 9-521;
         (2) an amount equal to or greater than the applicable filing fee is not tendered;
         (3) the filing office is unable to index the record because:
            (A) in the case of an initial financing statement, the record does not provide a name for the debtor;
            (B) in the case of an amendment or correction statement, the record:
               (i) does not identify the initial financing statement as required by Section 9-512 or 9-518, as applicable; or
               (ii) identifies an initial financing statement whose effectiveness has lapsed under Section 9-515;
            (C) in the case of an initial financing statement that provides the name of a debtor identified as an individual or an amendment that provides a name of a debtor identified as an individual which was not previously provided in the financing statement to which the record relates, the record does not identify the debtor's last name; or
            (D) in the case of a record filed in a filing office described in Section 9-501(a)(1), the record does not provide, where required, a sufficient description of the real property to which it relates;
         (4) in the case of an initial financing statement or an amendment that adds a secured party of record, the record does not provide a name and mailing address for the secured party of record;
         (5) in the case of an initial financing statement or an amendment that provides a name of a debtor which was not previously provided in the financing statement to which the amendment relates, the record does not:
            (A) provide a mailing address for the debtor;
            (B) indicate whether the debtor is an individual or an organization; or
            (C) if the financing statement indicates that the debtor is an organization, provide:
               (i) a type of organization for the debtor;
               (ii) a jurisdiction of organization for the debtor; or
               (iii) an organizational identification number for the debtor or indicate that the debtor has none;
         (6) in the case of an assignment reflected in an initial financing statement under Section 9-514(a) or an amendment filed under Section 9-514(b), the record does not provide a name and mailing address for the assignee;
         (7) in the case of a continuation statement, the record is not filed within the six-month period prescribed by Section 9-515(d); or
         (8) the record does not comply with Section 9-512(f).
      (c) Rules applicable to subsection (b). For purposes of subsection (b):
         (1) a record does not provide information if the filing office is unable to read or decipher the information; and
         (2) a record that does not indicate that it is an amendment or identify an initial financing statement to which it relates, as required by Section 9-512, 9-514, or 9-518, is an initial financing statement.
      (d) Refusal to accept record; record effective as filed record. A record that is communicated to the filing office with tender of the filing fee, but which the filing office refuses to accept for a reason other than one set forth in subsection (b) , is effective as a filed record except as against a purchaser of the collateral which gives value in reasonable reliance upon the absence of the record from the files.

Source. 2001, 102:25, eff. July 1, 2001.

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