STATE STATUTES & CODES
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NEW JERSEY STATUTES AND CODES
Section 12A:4
- 12A:4-101 - Short title
- 12A:4-102 - Applicability
- 12A:4-103 - Variation by agreement; measure of damages; action constituting ordinary care
- 12A:4-104 - Definitions and index of definitions
- 12A:4-105 - "Bank"; "depositary bank"; "payor bank"; "intermediary bank"; "collecting bank"; "presenting bank"
- 12A:4-106 - Payable through or payable at bank; collecting bank
- 12A:4-107 - Separate office of bank
- 12A:4-108 - Time of receipt of items
- 12A:4-109 - Delays
- 12A:4-110 - Electronic presentment
- 12A:4-111 - Statute of limitations
- 12A:4-201 - Status of collecting bank as agent and provisional status of credits; applicability of chapter; item indorsed "pay any bank"
- 12A:4-202 - Responsibility for collection or return; when action is timely
- 12A:4-203 - Effect of instructions
- 12A:4-204 - Methods of sending and presenting; sending directly to payor bank
- 12A:4-205 - Depositary bank holder of unindorsed item
- 12A:4-206 - Transfer between banks
- 12A:4-207 - Transfer warranties
- 12A:4-208 - Presentment warranties
- 12A:4-209 - Encoding and retention warranties
- 12A:4-210 - Security interest of collecting bank in items, accompanying documents and proceeds
- 12A:4-211 - When bank gives value for purposes of holder in due course
- 12A:4-212 - Presentment by notice of item not payable by, through, or at bank; liability of drawer or indorser
- 12A:4-213 - Medium and time of settlement by bank
- 12A:4-214 - Right of charge-back or refund; liability of collecting bank; return of item
- 12A:4-215 - Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
- 12A:4-216 - Insolvency and preference
- 12A:4-301 - Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
- 12A:4-302 - Payor bank's responsibility for late return of item
- 12A:4-303 - When items are subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified
- 12A:4-401 - When bank may charge customer's account
- 12A:4-402 - Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
- 12A:4-403 - Customer's right to stop payment; burden of proof of loss
- 12A:4-404 - Bank not obliged to pay check more than six months old
- 12A:4-405 - Death or incompetence of customer
- 12A:4-406 - Customer's duty to discover and report unauthorized signature or alteration
- 12A:4-407 - Payor bank's right to subrogation on improper payment
- 12A:4-501 - Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
- 12A:4-502 - Presentment of "on arrival" drafts
- 12A:4-503 - Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
- 12A:4-504 - Privilege of presenting bank to deal with goods; security interest for expenses
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