STATE STATUTES & CODES

NEW JERSEY STATUTES AND CODES

Section 17:16C

• 17:16C-1 - Definitions
• 17:16C-2 - Necessity of license
• 17:16C-3 - License application
• 17:16C-4 - Issuance or refusal of license
• 17:16C-5 - Notice and hearing on refusal of license
• 17:16C-6 - License;  specification of office or branch; transferability; transaction of business under other names or at other locations
• 17:16C-7 - Application fee for sales finance companies, license period
• 17:16C-8 - Motor vehicle installment seller; license, application fee
• 17:16C-9 - Abatement in amount of fee;  expiration of license
• 17:16C-10 - Grounds for refusal to issue, revocation, suspension, refusal to renew license
• 17:16C-11 - Suspension, revocation or refusal to renew particular license or  all licenses issued to licensee
• 17:16C-12 - Surrender of license;  effect upon civil or criminal liability
• 17:16C-13 - Suspension, revocation or refusal to renew license not to impair  obligation of lawful retail installment contract or retail charge account
• 17:16C-14 - Reinstatement of suspended licenses or issuance of new licenses  after revocation
• 17:16C-15 - Investigations by commissioner
• 17:16C-16 - Subpoenas;  oaths and affirmations;  power to administer
• 17:16C-17 - Failure to comply with subpoena;  order of superior court; contempt
• 17:16C-18 - Maintenance of books, accounts and records
• 17:16C-19 - Preservation of books, accounts, records, annual report; violations, penalties
• 17:16C-20 - Information to be shown in books, accounts and records
• 17:16C-21 - Retail installment contract;  writing required;  agreements between retail buyer and seller;  signatures
• 17:16C-22 - Contents of retail installment contract;  blank spaces
• 17:16C-23 - Copy of contract to be furnished to buyer
• 17:16C-24 - Notice to buyer in retail installment contract
• 17:16C-25 - Acknowledgment by buyer of receipt of copy of contract
• 17:16C-26 - Payment of time balances, terms; exceptions 
• 17:16C-27 - Separate items to be set forth in retail installment contract
• 17:16C-28 - Inclusion in retail installment contract of additional goods purchased after original agreement;  additional statements
• 17:16C-29 - Allocation of payment on continuing agreement after addition of  additional purchases;  prepayment;  redemption of separate purchases
• 17:16C-30 - Insurance at retail buyer's expense;  dual protection
• 17:16C-31 - Selection of insurer acceptable to retail seller;  inclusion of  premium in contract;  cancellation of insurance by holder after repossession  and sale
• 17:16C-32 - Notice that policy required in sale of motor vehicle includes no  liability or property damage coverage
• 17:16C-33 - Additional insurance;  cancellation rights
• 17:16C-34 - Cancellation of insurance policies;  crediting next maturing installment of contract with refund
• 17:16C-34.1 - Retail charge account;  terms;  regulations;  effective date of accounts
• 17:16C-35 - Prohibited contract provisions;  acceleration clause
• 17:16C-36 - Waiver of right of action by retail buyer against seller, holder, etc
• 17:16C-37 - Power of attorney to confess judgment;  other powers of attorney
• 17:16C-38 - Relief of retail seller from liability under contract
• 17:16C-38.1 - Remedy of buyer against seller;  provision relieving holder or  other assignee from liability;  prohibition
• 17:16C-38.2 - Form, terms of consumer notes 
• 17:16C-38.3 - Violations;  penalty
• 17:16C-38.4 - Execution of note in violation of act;  disallowance of finance, collection, etc., charges
• 17:16C-39 - Assignment of salary, wages, commissions or other compensation for services
• 17:16C-39.1 - Real property mortgage as additional security; prohibition
• 17:16C-40 - Loan of money or advance of credit to retail buyer;  rate of interest
• 17:16C-40.1 - Loan secured by purchase money security interest to finance purchase of motor vehicle
• 17:16C-40.2 - Violation of provisions;  revocation or suspension of license
• 17:16C-41 - Time price differential;  rates;  computation
• 17:16C-42 - Delinquency or collection charge for default; attorney's fees; return check fee 
• 17:16C-43 - Prepayment;  credit on account
• 17:16C-44.1 - Retail charge account;  time price differential;  rate; computation
• 17:16C-45 - Limitation on sale, transfer or assignment of obligation or evidence of indebtedness by retail seller
• 17:16C-46 - Sale, transfer or assignment without notice to retail buyer; payment or tender to last known holder
• 17:16C-47 - Assignment of aggregation of retail installment contracts as collateral security for bona fide commercial loan
• 17:16C-47.1 - Purchases of retail installment contract or retail charge account by sales finance company;  terms, conditions and price
• 17:16C-48 - Furnishing statement of retail buyer's account
• 17:16C-49 - Receipt for payment;  contents
• 17:16C-50 - Additional charges prohibited;  exceptions
• 17:16C-51 - Collection of charges if sale not made prohibited;  status of deposit on contemplated purchase of goods
• 17:16C-52 - Payment in full of retail installment contract 
• 17:16C-53 - Certificate of ownership delivered to retail buyer upon final payment 
• 17:16C-54 - Unauthorized costs and charges
• 17:16C-55 - Doing business without license;  penalty
• 17:16C-56 - Violations of act;  penalty;  enforcement by summary proceedings
• 17:16C-57 - Partial invalidity
• 17:16C-58 - Repeals
• 17:16C-58.1 - Date of application of act;  validity of transactions prior to  effective date of act
• 17:16C-59 - Continuation of license under former act
• 17:16C-60 - Short title
• 17:16C-61 - Effective date
• 17:16C-61.1 - Short title
• 17:16C-61.2 - Remedial legislation;  liberal construction
• 17:16C-61.3 - Legislative findings
• 17:16C-61.4 - Definitions
• 17:16C-61.5 - Rescission;  duties of buyer and seller;  exception of certain  sales;  record of buyer's notice
• 17:16C-61.6 - Receipt;  form and content
• 17:16C-61.7 - Action to recover amount paid
• 17:16C-61.8 - Violations by seller
• 17:16C-61.9 - Rights and remedies of act are in addition to and cumulative of other rights
• 17:16C-62 - Definitions
• 17:16C-63 - Home repair contracts;  form and contents
• 17:16C-64 - Prohibited contract provisions
• 17:16C-64.1 - Relief from liability;  prohibited contract provisions
• 17:16C-64.2 - Form, terms of consumer notes; contractor's bond
• 17:16C-64.3 - Unlawful procurement of consumer note;  penalty
• 17:16C-64.4 - Execution of note in violation of act;  recovery of finance charges prohibited
• 17:16C-65 - Place of business within state;  operation as individual, partnership or corporation;  workmen's compensation and liability insurance; copy of contract
• 17:16C-66 - Certificate of completion;  request or acceptance prior to completion of work prohibited;  notice in certificate
• 17:16C-67 - Separate disclosure statements in contract
• 17:16C-68 - Payment of time balance;  extension of scheduled due date; options for computing additional charge
• 17:16C-69 - Credit service charge
• 17:16C-70 - Additional charges prohibited;  exceptions
• 17:16C-71 - Delinquency or collection charge for default in payment; attorney's fees
• 17:16C-72 - Receipt for payment;  payment or tender to last known holder in  absence of notice of assignment
• 17:16C-73 - Prepayment;  credit on account;  payment without penalty
• 17:16C-74 - Furnishing statement of owner's account
• 17:16C-75 - Duties of holder upon payment in full of home repair contract
• 17:16C-76 - Unauthorized costs and charges
• 17:16C-77 - Doing business without license prohibited;  home repair salesman's license;  home financing agency;  nontransferability of license
• 17:16C-78 - Application for license
• 17:16C-79 - Issuance or refusal of license
• 17:16C-80 - Notice and hearing upon refusal of license
• 17:16C-81 - Transaction of business under other names or at other locations;   change of location or employer
• 17:16C-82 - License fees payable by home financing agency
• 17:16C-83 - Abatement in amount of license fee;  expiration of license
• 17:16C-84 - Suspension, revocation or refusal to renew license;  notice; grounds
• 17:16C-85 - Investigations by commissioner;  oaths and affirmations; power to administer
• 17:16C-86 - Issuance of subpoenas;  failure to comply;  order of superior court;  contempt
• 17:16C-87 - Maintenance, preservation of books, accounts, records, annual report; violations, penalties
• 17:16C-88 - Sale, transfer or assignment of obligation or evidence
• 17:16C-89 - Violations;  penalties;  enforcement
• 17:16C-90 - Partial invalidity
• 17:16C-93 - Short title
• 17:16C-94 - Effective date
• 17:16C-95 - Short title
• 17:16C-96 - Remedial legislation;  liberal construction
• 17:16C-97 - Legislative findings
• 17:16C-98 - Definitions
• 17:16C-99 - Rescission;  duties of buyer and seller;  exclusion of certain sales
• 17:16C-100 - Receipt;  form and content
• 17:16C-101 - Action to recover amount paid
• 17:16C-102 - Violations by home repair contractor
• 17:16C-103 - Rights and remedies of act are in addition to or cumulative of  other rights

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