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NEW YORK STATUTES AND CODES
Article 11 - (450 - 487-A) CREDIT UNIONS
- 450 - Incorporation; organization certificate.
- 450-A - Designation of low income credit union.
- 450-B - Designation of student branches.
- 451 - Proposed bylaws.
- 452 - When corporate existence begins; conditions precedent to commencing business.
- 453 - Corporate credit unions.
- 454 - General powers.
- 455 - Trust powers.
- 456 - Limitations upon powers.
- 457 - Capital.
- 458-A - Maintenance of reserves.
- 459 - Allowance for loan loss.
- 460 - Dividends to shareholders; conditions precedent.
- 461 - Change of location; estblishment of stations; extension or revival of corporate existence.
- 462 - Foreign credit unions.
- 463 - Exemptions and individual liability of shareholders.
- 464 - Manner of withdrawal; expulsion or suspension of members; effect upon liabilities to credit unions.
- 465 - Withdrawal of shares after voting to liquidate; notices to shareholders.
- 466 - Meetings of shareholders; voting.
- 467 - Qualifications and disqualifications of directors and committee members.
- 468 - Oaths of directors; officers and members of committees.
- 469 - Vacancies; change in number of directors.
- 470 - Powers and duties of directors; not entitled to compensation; disqualification of directors.
- 471 - Duty of directors and officers.
- 472 - Special duties of directors.
- 473 - Loan officers, credit committee; duties.
- 474 - Loan reports to directors.
- 475 - Supervisory committee; powers and duties.
- 476 - Officers; powers and duties.
- 477 - Retirement and insurance benefits for officers and employees.
- 478 - Amendment of bylaws; approval of superintendent.
- 479 - Credit union not liable for taxation.
- 480 - Fiscal year.
- 481 - Communications from bankng department must be submitted to directors and supervisory committee, and noted in the minutes.
- 482 - Reports to superintendent; penalty for failure to make.
- 483 - Penalty for loans to non-members; recovery.
- 484 - Penality for use of term "credit union".
- 485 - Entries in books; preservation of records.
- 486 - Conversion of a federal credit union into a state credit union.
- 486-A - Retention of special additional mortgage recording tax exemption for converted federal credit unions.
- 487 - Conversion of a credit union into a federal credit union.
- 487-A - Conversion of a credit union into a mutual savings bank.
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