§ 168-10. Eliminate discrimination in treatment of persons with disabilities. - North Carolina Statutes

§ 168‑10.  Eliminate discrimination in treatmentof persons with disabilities.

Each person with a disability shall have the same consideration as anyother person for individual accident and health insurance coverage, and noinsurer, service corporation, multiple employer welfare arrangement, or healthmaintenance organization subject to Chapter 58 of the General Statutes solelyon the basis of the person's disability, shall deny such coverage or benefits.The availability of coverage or benefits shall not be denied solely because ofthe disability; however, any such insurer may charge the appropriate premiumsor fees for the risk insured on the same basis and conditions as insuranceissued to other persons, in accordance with actuarial and underwriting principlesand other coverage provisions prescribed in Chapter 58 of the General Statutes.No insurer, service corporation, multiple employer welfare arrangement, orhealth maintenance organization subject to Chapter 58 of the General Statutesshall be prohibited from excluding by waiver or otherwise, any preexistingconditions from coverage as prescribed in G.S. 58‑51‑15(a)(2)b. (1977, c. 894, ss. 1, 2; 1991, c. 720, s. 80; 1999‑219, s. 3.1;2005‑450, s. 1.)