§ 25-3-409. Acceptance of draft; certified check. - North Carolina Statutes

§25‑3‑409.  Acceptance of draft; certified check.

(a)        "Acceptance"means the drawee's signed agreement to pay a draft as presented. It must bewritten on the draft and may consist of the drawee's signature alone.Acceptance may be made at any time and becomes effective when notificationpursuant to instructions is given or the accepted draft is delivered for thepurpose of giving rights on the acceptance to any person.

(b)        A draft may beaccepted although it has not been signed by the drawer, is otherwise incomplete,is overdue, or has been dishonored.

(c)        If a draft ispayable at a fixed period after sight and the acceptor fails to date theacceptance, the holder may complete the acceptance by supplying a date in goodfaith.

(d)        "Certifiedcheck" means a check accepted by the bank on which it is drawn. Acceptancemay be made as stated in subsection (a) of this section or by a writing on thecheck which indicates that the check is certified. The drawee of a check has noobligation to certify the check, and refusal to certify is not dishonor of thecheck. (1899, c. 733, ss. 132 to 138, 161 to 170, 187, 188,191; Rev., ss. 2282 to 2288, 2311 to 2320, 2337, 2338, 2340; C.S., ss. 2976,3114 to 3120, 3143 to 3152, 3169, 3170; 1949, c. 954; 1965, c. 700, s. 1; 1995,c. 232, s. 1.)