§58‑38‑5. Purpose.
The purpose of this Article isto provide that insurance policies and contracts be readable by a person ofaverage intelligence, experience, and education. All insurers are required bythis Article to use policy and contract forms and, where applicable, benefitbooklets that are written in simple and commonly used language, that arelogically and clearly arranged, and that are printed in a legible format. (1979,c. 755, s. 1.)