§ 58-53-85. Preexisting conditions. - North Carolina Statutes

§58‑53‑85.  Preexisting conditions.

The converted policy shall notexclude, as a preexisting condition, any condition covered by the group policy.However, the converted policy may provide for a reduction of its hospital,surgical or medical benefits by the amount of any such benefits payable underthe group policy after the individual's insurance terminates thereunder. Theconverted policy may also provide that during the first policy year thebenefits payable under the converted policy, together with the benefits payableunder the group policy, shall not exceed those that would have been payable hadthe individual's insurance under the group policy remained in force and effect.(1981, c. 706, s. 1.)