§ 58-58-340. Practices declared false, misleading, deceptive, or unfair on a military installation. - North Carolina Statutes

§ 58‑58‑340. Practices declared false, misleading, deceptive, or unfair on a militaryinstallation.

(a)        The following actsor practices when committed on a military installation by an insurer orinsurance producer with respect to the in‑person, face‑to‑facesolicitation of life insurance are declared to be false, misleading, deceptive,or unfair:

(1)        Knowingly solicitingthe purchase of any life insurance product "door to door" or withoutfirst establishing a specific appointment for each meeting with the prospectivepurchaser.

(2)        Soliciting servicemembers in a group or "mass" audience or in a "captive"audience where attendance is not voluntary.

(3)        Knowingly makingappointments with or soliciting service members during their normally scheduledduty hours.

(4)        Making appointmentswith or soliciting service members in barracks, day rooms, unit areas, ortransient personnel housing or other areas where the installation commander hasprohibited solicitation.

(5)        Soliciting the saleof life insurance without first obtaining permission from the installationcommander or the commander's designee.

(6)        Posting unauthorizedbulletins, notices, or advertisements.

(7)        Failing to presentDD Form 2885, Personal Commercial Solicitation Evaluation, to service memberssolicited or encouraging service members solicited not to complete or submit aDD Form 2885.

(8)        Knowingly acceptingan application for life insurance or issuing a policy of life insurance on thelife of an enlisted member of the armed forces without first obtaining for theinsurer's files a completed copy of any required form that confirms that theapplicant has received counseling or fulfilled any other similar requirementfor the sale of life insurance established by regulations, directives, or rulesof the Department of Defense or any branch of the armed forces.

(b)        The following actsor practices when committed on a military installation by an insurer orinsurance producer constitute corrupt practices, improper influences orinducements and are declared to be false, misleading, deceptive, or unfair:

(1)        Using Department ofDefense personnel, directly or indirectly, as a representative or agent in anyofficial or business capacity with or without compensation with respect to thesolicitation or sale of life insurance to service members.

(2)        Using an insuranceproducer to participate in any armed forces sponsored education or orientationprogram. (2007‑535,s. 1.)