§ 58-66-40. Construction. - North Carolina Statutes

§58‑66‑40.  Construction.

(a)        The provisions ofthis Article will not operate to relieve any insurer from any provision of lawregulating the contents or provisions of insurance certificates or contractsnor operate to reduce an insured's, beneficiary's or subscriber's rights orprotection granted under any statute or provision of the law.

(b)        The provisions ofthis Article shall not be construed to mandate, require, or allow alteration ofthe legal effect of any provision of any insurance certificate or contract.

(c)        In any actionbrought by a subscriber or claimant arising out of a certificate approvedpursuant to this Article, the subscriber or claimant may base such an action oneither or both (i) the substantive language prescribed by such other statute orprovision of law, or (ii) the wording of the approved certificate. (1979,2nd Sess., c. 1161, s. 1.)