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NORTH DAKOTA STATUTES AND CODES

65-07 Employer's Coverage

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CHAPTER 65-07EMPLOYER'S COVERAGE65-07-01.Employer, spouse and children of employer, self-employed, andvolunteers may secure coverage. Any employer, by special contract with the organization,
may secure workforce safety and insurance coverage for injuries to the employer's own person
or for the employer's own death. Any employer also may secure coverage for that employer's
spouse and children. Self-employed persons may contract with the organization for workforce
safety and insurance coverage for themselves.In addition, any volunteer organization, nototherwise provided for under this title, may contract with the organization for workforce safety and
insurance coverage for its own members while its members are engaged in the specific activity
provided for in the contract.65-07-02. Organization may refuse to contract for coverage. The organization, onreceipt of an application for insurance, shall determine whether the applicant is a good insurance
risk and may deny such special contract if the organization determines it is in the best interests of
the organization to do so.65-07-03. Determination of weekly wage for premium purposes. If the organizationenters a contract for insurance under this chapter, the premium for the protection must be based
on:1.The amount of money derived on an annual basis from the business of an employer
or self-employed person as outlined in subdivision b of subsection 5 of section
65-01-02 for purposes of determining the premium for coverage of an employer, an
employer's spouse, or a self-employed person. This amount may not be less than
the limited payroll required to be reported for an employee in subsection 1 of section
65-04-04.2.2.A reasonable wage as determined by the organization for employees in the same
class of industry that the volunteer organization is engaged.3.Actual wages paid to a clerk, an assessor, a treasurer, or a member of the board of
supervisors of an organized township, if the contract for insurance is to provide
protection for a person mentioned in this subsection and that person is not employed
by the township in any other capacity.4.Actual wages paid to an employer's child if that child is under the age of twenty-two.65-07-04. Benefits. Repealed by S.L. 1999, ch. 550,

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