STATE STATUTES & CODES

OHIO STATUTES AND CODES

Chapter 1304: BANK DEPOSITS AND COLLECTIONS

• 1304.01 Definitions - UCC 4-104, 4-105.
• 1304.02 Applicability - UCC 4-102.
• 1304.03 Variation by agreement - measure of damages - action constituting ordinary care - UCC 4-103.
• 1304.04 Separate office of bank - UCC 4-107.
• 1304.05 Payable through or payable at bank - UCC 4-106.
• 1304.06 Time of receipt of items - UCC 4-108.
• 1304.07 Delays - UCC 4-109.
• 1304.08 Electronic presentment - UCC 4-110.
• 1304.09 Statute of limitations - UCC 4-111.
• 1304.10 Amended and Renumbered RC 1304.14.
• 1304.11 Status of collecting bank as agent and provisional status of credits - applicability of article - item indorsed pay any bank - UCC 4-201.
• 1304.12 Responsibility for collection or return - when action timely - UCC 4-202.
• 1304.13 Effect of instructions - UCC 4-203.
• 1304.14 Methods of sending and presenting - sending directly to payor bank - UCC 4-204.
• 1304.15 Depositary bank holder of unindorsed item - UCC 4-205.
• 1304.16 Transfer between banks - UCC 4-206.
• 1304.17 Transfer warranties - UCC 4-207.
• 1304.18 Presentment warranties - UCC 4-208.
• 1304.19 Encoding and retention warranties - UCC 4-209.
• 1304.20 Security interest of collecting bank in items, accompanying documents and proceeds - UCC 4-210.
• 1304.21 When bank gives value for purposes of holder in due course - UCC 4-211.
• 1304.22 Presentment by notice of item not payable by, through, or at bank - liability of drawer or indorser - UCC 4-212.
• 1304.23 Medium and time of settlement by bank - UCC 4-213.
• 1304.24 Right of charge-back or refund - liability of collecting bank - return of item - UCC 4-214.
• 1304.25 Final payment of item by payor bank - when provisional debits and credits become final - when certain credits become available for withdrawal - UCC 4-215.
• 1304.26 Insolvency and preference - UCC 4-216.
• 1304.27 Deferred posting - recovery of payment by return of items - time of dishonor - return of items by payor bank - UCC 4-301.
• 1304.28 Payor bank's responsibility for late return of item - UCC 4-302.
• 1304.29 When items subject to notice, stop-payment order, legal process or setoff - order in which items may be charged or certified - UCC 4-303.
• 1304.30 When bank may charge customer's account - UCC 4-401.
• 1304.31 Bank's liability to customer for wrongful dishonor - time of determining insufficiency of account - UCC 4-402.
• 1304.32 Customer's right to stop payment - burden of proof of loss - UCC 4-403.
• 1304.33 Bank not obliged to pay check more than six months old - UCC 4-404.
• 1304.34 Death or incompetence of customer - UCC 4-405.
• 1304.35 Customer's duty to discover and report unauthorized signature or alteration - UCC 4-406.
• 1304.36 Payor bank's right to subrogation on improper payment - UCC 4-407.
• 1304.37 Handling of documentary drafts - duty to send for presentment and to notify customer of dishonor - UCC 4-501.
• 1304.38 Presentment of on arrival drafts - UCC 4-502.
• 1304.39 Responsibility of presenting bank for documents and goods - report of reasons for dishonor - referee in case of need - UCC 4-503.
• 1304.40 Privilege of presenting bank to deal with goods - security interest for expenses - UCC 4-504.
• 1304.51 Definitions - UCC 4A-103, 4A-104, 4A-105.
• 1304.52 Application of provisions - UCC 4A-102.
• 1304.53 Time payment order is received - UCC 4A-106.
• 1304.54 Federal reserve regulations and operating circulars - UCC 4A-107.
• 1304.55 Exclusion of consumer transactions governed by federal law - UCC 4A-108.
• 1304.56 Security procedure - UCC 4A-201.
• 1304.57 Authorized and verified payment orders - UCC 4A-202.
• 1304.58 Unenforceability of certain verified payment orders - UCC 4A-203.
• 1304.59 Refund of payment and duty of customer to report with respect to unauthorized payment order - UCC 4A-204.
• 1304.60 Erroneous payment orders - UCC 4A-205.
• 1304.61 Transmission of payment order through funds-transfer or other communication system - UCC 4A-206.
• 1304.62 Misdescription of beneficiary - UCC 4A-207.
• 1304.63 Misdescription of intermediary bank or beneficiary's bank - UCC 4A-208.
• 1304.64 Acceptance of payment order - UCC 4A-209.
• 1304.65 Rejection of payment order - UCC 4A-210.
• 1304.66 Cancellation and amendment of payment order - UCC 4A-211.
• 1304.67 Liability and duty of receiving bank regarding unaccepted payment order - UCC 4A-212.
• 1304.68 Execution and execution date - UCC 4A-301.
• 1304.69 Obligations of receiving bank in execution of payment order - UCC 4A-302.
• 1304.70 Erroneous execution of payment order - UCC 4A-303.
• 1304.71 Duty of sender to report erroneously executed payment order - UCC 4A-304.
• 1304.72 Liability for late or improper execution or failure to execute payment order - UCC 4A-305.
• 1304.73 Payment date - UCC 4A-401.
• 1304.74 Obligation of sender to pay receiving bank - UCC 4A-402.
• 1304.75 Payment by sender to receiving bank - UCC 4A-403.
• 1304.76 Obligation of beneficiary's bank to pay and give notice to beneficiary - UCC 4A-404.
• 1304.77 Payment by beneficiary's bank to beneficiary - UCC 4A-405.
• 1304.78 Payment by originator to beneficiary - discharge of underlying obligation - UCC 4A-406.
• 1304.79 Variation by agreement and effect of funds-transfer system rule - UCC 4A-501.
• 1304.80 Creditor process served on receiving bank - setoff by beneficiary's bank - UCC 4A-502.
• 1304.81 Injunction or restraining order with respect to funds transfer - UCC 4A-503.
• 1304.82 Order in which items and payment orders may be charged to account - order of withdrawals from account - UCC 4A-504.
• 1304.83 Preclusion of objection to debit of customer's account - UCC 4A-505.
• 1304.84 Rate of interest - UCC 4A-506.
• 1304.85 Choice of law - UCC 4A-507.

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