STATE STATUTES & CODES

OHIO STATUTES AND CODES

Chapter 1321: SMALL LOANS

• 1321.01 Small loan definitions.
• 1321.02 Exceptions to license requirement.
• 1321.03 Application for license - fee.
• 1321.04 Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application.
• 1321.05 Contents of license - annual fee and assessment - current assets.
• 1321.06 Additional licenses - change of place of business.
• 1321.07 Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena.
• 1321.08 Suspension or revocation of license.
• 1321.09 Licensee to preserve books - annual report.
• 1321.10 Rules and orders - procedure in case of violation - certified statements - prima-facie evidence.
• 1321.11 Prohibited statements and representations.
• 1321.12 Licensee prohibited from certain acts.
• 1321.13 Maximum interest rate - prepayment - insurance.
• 1321.131 Agreement or consent for alternative interest rate.
• 1321.14 Duties of licensee - prohibited activities.
• 1321.15 Limitation of charges - determination of indebtedness.
• 1321.16 Open-end loans by licensee - interest - charges.
• 1321.17 Provisions applicable to all loans.
• 1321.18 Complaint for reversal, rescission, or modification of order of division - procedure.
• 1321.19 Cancellation or alteration of license.
• 1321.20 Annual license or certificate of registration fee.
• 1321.21 Division of consumer finance fund.
• 1321.211 [Repealed].
• 1321.31 Assignment of personal earnings - limitations - priority.
• 1321.32 Assignment of wages invalid - exception.
• 1321.33 Wage assignments for support of spouse or children.
• 1321.35 Short-term lenders definitions.
• 1321.36 Short term lender license required - out-of-state transactions.
• 1321.37 Application for license - investigation - bond.
• 1321.38 License contents - place of business.
• 1321.39 Short-term loan requirements and restrictions.
• 1321.40 Permissible short-term loan fees.
• 1321.41 Short-term loan prohibitions.
• 1321.42 Refusal, suspension, or revocation of license - fines.
• 1321.421 Examination of licensee's records.
• 1321.422 Required licensee records and reports.
• 1321.43 Implementing rules and enforcement orders.
• 1321.44 Violations as unfair or deceptive acts - criminal proceedings.
• 1321.45 Prohibited debt collector communications and conduct.
• 1321.46 Statewide database used to determine borrower eligibility.
• 1321.461 Alternative borrower database.
• 1321.47 Additional duties of licensees - civil action by borrower.
• 1321.48 Reports by superintendent - confidentiality of information.
• 1321.51 Second mortgage loan definitions.
• 1321.52 Registering second mortgage lenders and brokers.
• 1321.521 Expansion of definition of mortgage loan originator.
• 1321.522 Application for exemption from registration forcredit union service organization.
• 1321.53 Application for certificate of registration.
• 1321.531 Application for mortgage loan originator license.
• 1321.532 Issuance of mortgage loan originator license.
• 1321.533 Maintenance of net worth and assets; Corporate surety bond.
• 1321.534 Evidence of pre-licensing instruction.
• 1321.535 Written test.
• 1321.536 Continuing education requirement.
• 1321.54 Rules - investigations.
• 1321.541 Actions to enforce second mortgage loan provisions.
• 1321.55 Records and reports.
• 1321.551 Evading second mortgage loan requirements.
• 1321.552 Adoption of rules.
• 1321.56 Forfeiting interest.
• 1321.57 Computation of interest.
• 1321.571 Agreement or consent for alternative interest rate.
• 1321.58 Open-end loans by registrant - interest - charges.
• 1321.59 Prohibited acts.
• 1321.591 Compliance with Fair Debt Collection Practices Act.
• 1321.592 Disclosure to borrower.
• 1321.593 Duties and standards of care.
• 1321.594 Disclosure regarding material changes.
• 1321.60 Advertising for loans.
• 1321.71 Insurance premium finance company definitions.
• 1321.72 Exemptions from provisions.
• 1321.73 License - annual fee - proof of net worth.
• 1321.74 Application for license as premium finance company.
• 1321.75 Revoking or suspending license.
• 1321.76 Records.
• 1321.77 Administrative rules.
• 1321.78 Premium finance agreement - notice of financing to insurer.
• 1321.79 Finance charge limits.
• 1321.791 Agreement or consent for alternative finance charges.
• 1321.80 Delinquency, cancellation and check collection charges.
• 1321.81 Cancellation of insurance contract - procedure.
• 1321.82 Return of gross unearned premium upon cancellation of contract.
• 1321.83 Secured transactions filing provisions not applicable.
• 1321.84 Effect of child support default on license, certificate or permit.
• 1321.90 to 1321.93 [Repealed].
• 1321.99 Penalty.

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