ORS Chapter 746 - Oregon Statutes

Chapter 746 — TradePractices

 

2009 EDITION

 

 

TRADEPRACTICES

 

INSURANCE

 

GENERALPROVISIONS

 

746.005     Tradepractices exempted from prohibitions

 

746.015     Discrimination;noncompliance; hearing

 

746.018     Discriminationin issuance of burglary, theft, robbery or casualty policies prohibited

 

746.025     Securitiesor other contracts as inducement to insurance

 

746.035     Inducementsnot specified in policy

 

746.045     Rebates

 

746.055     Titleinsurance commissions, rebates and discounts

 

746.065     Personalor controlled insurance

 

746.075     Misrepresentationgenerally

 

746.085     Regulatingreplacement of life insurance; compensation of insurance producers; rules

 

746.100     Misrepresentationin insurance applications or transactions

 

746.110     False,deceptive or misleading statements

 

746.115     Advertisementsin languages other than English

 

746.120     Illegaldealing in premiums

 

746.125     Limitationon coverage of eye care services

 

746.130     Insuranceconnected to sale or rental of property; prohibition; exceptions; charges

 

746.135     Genetictests and information; rules

 

746.140     Saleof life insurance with securities; written proposal; application of securitieslaw

 

746.145     Workers’compensation insurance; combination of group of employers; purpose; conditions

 

746.147     Workers’compensation insurance; quoting premiums

 

746.150     Otherinsurance; combination of experience of group of persons or risks; purpose;rules; conditions

 

746.155     Applicabilityof ORS 746.145 and 746.150

 

746.160     Practicesinjurious to free competition

 

746.195     Insuranceon property securing loan or credit; certain practices by depositoryinstitutions prohibited

 

746.201     Depositoryinstitution to obtain required property insurance when borrower does not;notice required

 

746.213     Definitionsfor ORS 746.213 to 746.219

 

746.215     Regulationof depository institutions with regard to insurance sales or solicitations

 

746.217     Disclosuresto customers

 

746.219     Investigatorypowers

 

746.220     Debtor’soption in furnishing credit life or credit health insurance

 

746.222     Prohibitionon referral of individual to Medical Insurance Pool

 

746.230     Unfairclaim settlement practices

 

746.240     Undefinedtrade practices injurious to public prohibited

 

746.260     Drivingrecord not to be considered in issuance of motor vehicle insurance

 

746.265     Purposesfor which abstract of nonemployment driving record may be considered

 

746.270     Useof past investment or predicted future investment experience in sale ofvariable life insurance policies

 

746.275     Definitionsfor ORS 746.275 to 746.300

 

746.280     Designationof particular motor vehicle repair shop by insurer prohibited; notice;limitation of costs

 

746.285     Noticeof prohibition in motor vehicle repair shops; size; location

 

746.287     Insurerrequirement of installation of aftermarket crash part in vehicle

 

746.289     Insureroffer of crash part warranty

 

746.290     Noticeof prohibition in policies and by adjusters

 

746.292     Motorvehicle repair shops; invoices; estimates; warranties; prohibited practices

 

746.295     Proofand amount of loss under motor vehicle liability policies; determination byinsurer

 

746.300     Liabilityof insurers and motor vehicle repair shops for damages; attorney fees

 

746.305     Rules

 

746.308     Violationof provisions regarding totaled vehicles as violation of Insurance Code

 

UNAUTHORIZEDINSURANCE

 

746.310     Representingor aiding unauthorized insurer prohibited; insurance producer liable to insured

 

746.320     Serviceof process equivalent to personal service on unauthorized foreign or alieninsurer

 

746.330     Judgmentby default after service of process under ORS 746.320

 

746.340     Conditionsto be met by defendant unauthorized insurer before filing motions or pleadings

 

746.350     Attorneyfee allowable to prevailing party

 

746.360     Exceptionsto application of unauthorized insurer service of process law

 

746.370     Recordsof insureds

 

PREMIUMFINANCING

 

746.405     Definitionsfor ORS 746.405 to 746.530

 

746.422     Inquiriesfrom director to premium finance company

 

746.425     Applicabilityof ORS 746.405 to 746.530

 

746.465     Recordsrequired of premium finance companies; form; inspection

 

746.470     Prohibitionagainst interfering with premium financing recommendation

 

746.475     Premiumfinance agreements; contents; form; delivery; notice to insurer

 

746.485     Regulationof service charge for premium financing; method of computation; prepayment

 

746.495     Delinquencycharges regulated

 

746.505     Cancellationof policy by premium finance company; notice required; effective date ofcancellation

 

746.515     Returnof unearned premiums on cancellation

 

746.525     Agreementeffective as security interest

 

746.530     Attorneyfees

 

USEAND DISCLOSURE OF INSURANCE INFORMATION

 

746.600     Definitionsfor ORS 746.600 to 746.690

 

746.605     Purpose

 

746.606     Informationprivacy standards for health insurers

 

746.607     Useand disclosure of personal information

 

746.608     Rules

 

746.609     Exemptionsfor health insurers

 

746.610     Applicationof ORS 746.600 to 746.690

 

746.611     Personalrepresentative of deceased person

 

746.612     Noright of action

 

746.615     Pretextinterviews prohibited

 

746.620     Noticeof insurance information practices; rules

 

746.625     Marketingand research surveys

 

746.630     Authorizationfor disclosure of certain information; forms; revocation

 

746.632     Geneticinformation used for treatment; authorization; disclosure

 

746.635     Investigativeconsumer reports

 

746.640     Accessto recorded personal information

 

746.645     Correction,amendment or deletion of recorded personal information

 

746.650     Reasonsfor adverse underwriting decisions

 

746.655     Informationconcerning previous adverse underwriting decisions

 

746.660     Basingadverse underwriting decision on previous adverse decision

 

746.661     Useof credit history or insurance score

 

746.662     Filingof insurance scoring models

 

746.663     Cancellationor nonrenewal of personal insurance policies based on credit history or insurancescore

 

746.665     Limitationsand conditions on disclosure of certain information

 

746.668     Relationshipof ORS 746.620, 746.630 and 746.665 to federal Fair Credit Reporting Act

 

746.670     Investigatorypowers

 

746.675     Serviceof process on out-of-state insurance-support organizations

 

746.680     Remedies