§ 19-14.9-4 - Acquisition of location information. - Rhode Island Statutes

SECTION 19-14.9-4

   § 19-14.9-4  Acquisition of locationinformation. – Any debt collector communicating with any person, other than the consumer, forthe purpose of acquiring location information about the consumer shall:

   (a) Identify himself/herself, state that he/she is confirmingor correcting location information concerning the consumer, and, only ifexpressly requested, identify his/her employer;

   (b) Not state that such consumer owes any debt;

   (c) Not communicate with any such person more than onceunless requested to do so by such person or unless the debt collectorreasonably believes that the earlier response of such person is erroneous orincomplete and that such person now has correct or complete locationinformation;

   (d) Not communicate by post card;

   (e) Not use any language or symbol on any envelope or in thecontents of any communication effected by the mails or telegram that indicatesthat the debt collector is in the debt collection business or that thecommunication relates to the collection of a debt; and

   (f) After the debt collector knows the consumer isrepresented by an attorney with regard to the subject debt and has knowledgeof, or can readily ascertain, such attorney's name and address, not communicatewith any person other than that attorney, unless the attorney fails to respondwithin a reasonable period of time to communication from the debt collector.